DACH (Germany, Austria, Switzerland)

Buy luxury watches with crypto in Munich / Frankfurt / Berlin.

Yes — DACH buyers can settle Rolex, Patek Philippe, AP and Richard Mille in BTC, ETH, USDT or USDC with Crypto Time. MiCA is in force EU-wide; BaFin supervises crypto service providers in Germany. Private crypto gains held over one year are generally tax-free under German law (general information, not tax advice). Delivery within Germany is fully insured; German VAT applies at the standard 19% rate.

Local key facts · Munich / Frankfurt / Berlin · as of November 2026

Regulation status: Crypto is legal in Germany and the EU. MiCA is in force EU-wide; BaFin supervises crypto service providers domestically. Private crypto gains are tax-free after a one-year holding period (general information, not tax advice).
Payment structure: Crypto is not legal tender; principal-to-principal settlement is standard. Crypto Time is based in the DACH region and settles directly with buyers.
Default settlement asset: USDC / USDT (ERC-20)
Import duty: Intra-EU deliveries: no customs duty. Wristwatches from third countries: standard EU import duty (0% on most wristwatches, HS 9101/9102). VAT applies at the German rate on the customs value.
VAT / GST: German VAT at 19% on customs value / invoice (intra-EU: no additional import VAT).
Insured delivery time: TODO(owner): typical door-to-door delivery time within Germany.
Languages served: English, German
WhatsApp hours: TODO(owner): WhatsApp reply window in CET/CEST.

Not legal or tax advice — verify with your advisor.

Indicative prices · Munich / Frankfurt / Berlin

EUR equivalent in BTC, ETH and USDT

Indicative

Reference (USD)	EUR	BTC	ETH	USDT
$15,000	€13,875	0.1630 BTC	4.688 ETH	15,000 USDT
$50,000	€46,250	0.5435 BTC	15.625 ETH	50,000 USDT
$200,000	€185,000	2.1739 BTC	62.500 ETH	200,000 USDT

Indicative only — static fallback rate as of 1 Nov 2026, 00:00 UTC. Actual settlement rate is locked on your invoice for 20 minutes at the time of quotation.

Buying a watch with crypto in Germany — is it tax-free after one year?

As a general rule under German tax law, private cryptocurrency gains are tax-free once the coins have been held for more than one year (§23 EStG). Spending held-over-one-year crypto to buy a watch is therefore generally not a taxable disposal. This is general information, not tax advice — verify your specific situation with a German Steuerberater.

Can I buy a Rolex with Bitcoin in Munich?

Yes. Crypto Time is based in the DACH region and settles Rolex references in BTC, ETH, USDT and USDC. Rate lock at invoice; insured door-to-door delivery within Germany.

Is MiCA relevant to my purchase?

MiCA governs crypto-asset service providers EU-wide. As a buyer settling principal-to-principal for a physical good, MiCA does not add friction to your side of the transaction. Regulated stablecoin issuance is covered by MiCA's stablecoin regime.

What German taxes apply on delivery?

German VAT at 19% on the invoice/customs value. Intra-EU deliveries do not carry additional import VAT. Verify with a German Steuerberater.

Regulation & tax at a glance — Germany

Crypto legal status	Crypto is legal in Germany and the EU. MiCA is in force EU-wide; BaFin supervises crypto service providers domestically. Private crypto gains are tax-free after a one-year holding period (general information, not tax advice).
Default stablecoin	USDC / USDT (ERC-20)
Import duty on watches	Intra-EU deliveries: no customs duty. Wristwatches from third countries: standard EU import duty (0% on most wristwatches, HS 9101/9102). VAT applies at the German rate on the customs value.
VAT / GST	German VAT at 19% on customs value / invoice (intra-EU: no additional import VAT).

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Last updated: November 2026

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